Zest Digital

Neobank Platform Launch

Confidential — Fintech Startup

Fintech 9-month MVP to production 50K users in first quarter

Challenge

A fintech startup needed to launch a fully licensed digital bank — complete with account opening, card issuance, SEPA payments, and a mobile app — within a tight regulatory timeline.

Approach

We assembled a dedicated squad of 12 engineers working in 2-week sprints. Architecture was designed for PCI-aware card processing and PSD2-compliant open banking from sprint zero.

Results

  • Production launch in 9 months
  • 50,000 registered users within the first quarter
  • Passed initial regulatory audit on first submission
  • Platform processing €2M+ in monthly transaction volume

Technologies used

JavaSpring BootReact NativePostgreSQLAWS

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